Various Kinds Of Insurance Courses Available To You
SAFETY HARBOR, Fla. – Tonja Curry of Safety Harbor is one of nearly one and a half million customers of Citizens Property Insurance — but not by choice.
“There was no body else who would cover me at all” explained Curry. Read more…
Tags: Citizens Property, Citizens Property Insurance, Insurance, Property Insurance
Domestic burglaries have risen by 14%, according to new statistics from the Home Office.
Worryingly, it is also widely expected that burglaries will continue to become more frequent due to the warm weather leading people to spend more time in their gardens and leave windows open.
According to home insurer Ageas almost half (47%) of adults do not keep their front doors locked when they are at home and 13% only lock their front door during the night.
Managing Director Mark Cliff said that the notion few burglaries happen when the home is occupied is nonsense, and that some imprudent homeowners leave themselves open to opportunistic burglars who take advantage of open windows and unlocked doors.
Recently, AXA Insurance warned of a surge in burglary during the forthcoming Royal Wedding, which is expected to see 40% of people out of the house and 21% enjoying a party at home.
Unfortunately, burglars have an eye for such occasions, including New Year’s Eve and Guy Fawkes Night, which tend to see spikes in burglary.
Tags: Expected Rise, Rise
Legal & General has launched new household insurance cover, Landlords’ Insurance, to cater to the specific needs of landlords.
Landlords with one or more properties can choose from a range of cover options for a single premium.
Simplicity is a key part of the new policy, which has a single policy summary and renewal date, as well as offering multi-property landlords an automatic discount.
Those with two properties will gain a 5% discount, and those with 20 will see 10% discounted.
The new policy has been given a 4 star rating from independent financial research firm Defaqto, and building insurance cover of up to £800,000 is available as standard.
Contents coverage of up to £2 million is available, with optional extras including accidental damage and malicious damage, as well as legal expenses and rent guarantee cover.
Malcolm Cooper, Product, Pricing and Underwriting Director at Legal & General’s general insurance business, described the new product as flexible but comprehensive and forecast a continual increase in the landlords’ insurance market in the coming years.
Earlier this month Towergate Insurance advised home owners, landlords and commercial property owners to ensure that they protected the 738,000 vacant buildings in the UK.
Tags: Insurance
While bankruptcy relief is a federal process, some laws such as those regarding income qualification and asset exemptions apply specifically to South Carolina residents. Most people who file personal bankruptcy in the state choose a partial debt repayment plan in Chapter 13 or request forgiveness of approved bills in Chapter 7.
You must have lived in South Carolina for at least six months to file bankruptcy as a resident of the state.
Tags: Laws, South Carolina
Even a small annual savings on car insurance can pay off over several years. There are many savings tips out there, but here are five ways you can save on your car insurance rates that you may have overlooked.
Look for an insurance company that will give you a multi-policy discount for carrying both your auto and renters insurance with them. Home owners can usually save money by combining auto and home insurance policies together, but some companies will also extend multi-policy discounts to tenants who carry their renters insurance.
Small changes in your life could result in a discount, or a reduction in your car insurance premium.
Tags: Insurance
President Barack Obama plans to make a speech on Wednesday that addresses numerous debt issues, including that of the Medicare and Medicaid programs. Media reports predict his discussion will lean towards reducing spending in both programs to contribute to reducing a $4 trillion deficit over the next 10 years.
Some say the president is placing the need to cut excess health care spending in the nation’s biggest benefit programs at the top of his agenda on Wednesday as he proposes ways to reduce the deficit.
While some of his plans contrast the $5 trillion in cuts his Republican opponents propose–including his push to increase taxes for the wealthy–some worry his proposal to make cuts in Medicaid and Medicare fall too closely in line with Republican ideas.
Currently, he is expected to make changes to the programs, but there is no official word beyond speculation of what those changes will be.
On the Republican side, lawmakers pushing their $5 trillion deficit reduction proposal also want to make cuts in the benefits programs. Lawma
Tags: Medicaid, Obama Plans