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Budget planning will help you identify areas where money can be saved

Written on November 2, 2011 – 3:18 pm | by admin

Spending time budget planning does not seem the most exciting thing to do, but it can make a huge difference to your finances and could even leave you with enough disposable money to treat yourself.

One of the most effective ways to make sure you are spending your money the best way, whilst also being able to save some, is by planning a budget. This ensures that all utility bills are paid each month and will also help to curb irrational spending.

It is important to understand that when hoping to make a budget plan successful, you have to be honest with yourself and provide as much information as possible, which will ultimately show you where your money is coming from and where it is all going.

One of the first things to do is create a list of expenses by writing down what you plan to spend over the course of a month. Read more…

Tags: motor insurance

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Quebec consumers report highest satisfaction with home insurers

Written on November 2, 2011 – 2:35 am | by Gabrielle Scanlan

Customers in Quebec appear to have the highest level of satisfaction with their home insurers, compared to customers in the Western and Ontario/Atlantic regions, according to JD Power and Associates.
The ‘2011 Canadian Home Insurance Study’ measures home insurance customers’ experiences with their primary insurer. Customer satisfaction with home insurance providers is examined in five factors: interaction; price; policy offering; billing and payment; and claims.
In 2011, overall satisfaction with home insurance providers in Quebec averages 808 on a 1,000-point scale, a release from JD Power says.
Satisfaction in the Western Region averages 66 points lower, at 742. S

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Tags: Home Insurers, Insurers

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Tips for Figuring Out Your Car Insurance Group

Written on November 1, 2011 – 9:50 pm | by admin

Before looking for a car insurance policy to get, you should first determine the car insurance group that your car belongs to. Knowing the group your car belongs to is important because it is one of the factors which most car insurance companies in the UK use in determining the premiums that their policyholders need to pay for a policy. Whether you are buying a car insurance policy for the first time or are planning to renew the one that you already have, here are a couple of tips that can help you in determining which group your vehicle belongs to.

You should first get all the information and documentation about your vehicle. This would help you in finding out the make, model and year of the car that you are planning to get a policy for. Read more…

Tags: Car Insurance

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Flout referral fee ban and face jail – Straw

Written on October 29, 2011 – 4:18 pm | by Gabrielle Scanlan

Individuals paying and receiving referral fees should face up to two years in prison, Jack Straw has told an audience of claims professionals.

The ex-justice secretary, whose motor insurance regulation ten minute rule bill would criminalise the controversial practice, said that a two year sentence was in line with penalties for similar offences.

Tags: Referral Fee, Straw

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A Tweak To Health Law Would Eliminate Medicaid For Some

Written on October 29, 2011 – 8:53 am | by Hunter Rankine

Should the middle class be eligible for Medicaid?

The health program, funded jointly by the feds and the states, was devised to cover the poor. But if a provision in last year’s health law isn’t changed that could be the case for people with pretty healthy incomes.

So today, the House approved a bill that would make the change. The bill is backed by President Obama, among others, and it passed relatively easily in a vote of 262-157.

But, as usual with things related to health and tax policy, nothing is quite as simple as it seems.

The “glitch,” if it is one, refers to the fact that under the health law, most Social Security benefits are not taxed. And the

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Tags: Health Law, Medicaid

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Selective Insurance Group appoints executive vice president

Written on October 24, 2011 – 10:22 am | by Sebastian Braim

Selective Insurance Group, a New Jersey-based holding company for seven property and casualty insurance companies, has appointed Amy Carver as executive vice president and chief human resources officer.

In his new role, Carver will assume responsibility for all human resources functions including talent management, benefits, diversity and compensation.

Most recently Carver was vice president of Human Resources, Managed Services at Computer Sciences Corporation Virginia.

She also worked at Freddie Mac in McLean as the vice president of Talent Management/HR Business Partners and Employee Relations where she led the implementation of efforts to improve employee engagement, diversity initiatives and organizational efficiency work.

Her prior positions included senior vice president/director of Integrated Performance Consulting and senior vice president of Organizational Effectiveness at Wachovia Corporation and vice president of Business Effectiveness and Executive Development at Day & Zimmerman, a $2bn military and workforce solutions company.

Through independent agents, the insurance companies offer primary and alternative market insurance for commercial and personal risks, and flood insurance underwritten by the National Flood Insurance Program.

Tags: Executive Vice, Executive Vice President, President, Vice President

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